37 min read

Why European Capital Hasn't Captured Pharmaceutical Royalty Streams

European biopharma companies frequently monetize their U.S. royalty streams by selling them to American investors. In theory, these royalty financing rights could be sold to European investment funds — yet in practice this remains uncommon.
Why European Capital Hasn't Captured Pharmaceutical Royalty Streams
Photo by Izzy Park / Unsplash

European institutional investors collectively manage over €10 trillion in pension assets alone, yet pharmaceutical royalty funds offering 7-15% yields with low correlation to public markets are largely absent from their portfolios.

This pattern reflects the industry's origins: pharmaceutical royalty financing emerged in North America in the early 1990s and has remained concentrated there. The first dedicated funds were founded in Toronto and New York, and the regulatory and market conditions that enabled their growth were specific to North American capital markets.

The 2024-2025 period marked an inflection point. KKR acquired a majority stake in Healthcare Royalty Partners, bringing institutional scale to the mid-market. Partners Group launched the industry's first multi-sector royalty platform from its Swiss base. European biotechs from France, Germany, and Switzerland executed landmark royalty deals totaling hundreds of millions of euros. UK pension reform progressed on paper while execution lagged significantly. EU policy initiatives announced ambitious targets but await deployment. Yet the fundamental question remains: why hasn't a European Royalty Pharma emerged, and could one?

This analysis examines the origins of pharmaceutical royalty financing, the current market structure, what actually happened in 2024-2025, and the factors that continue to shape European participation. It explores how European fund structures could be configured to invest in these royalties, what role development banks and policy initiatives might play, and what conditions would need to change for a European royalty fund ecosystem to emerge.

Executive Summary

Topic Key Finding
Market origins North America (Toronto 1989, New York 1996)
Current market size $50+ billion deployed capital
2020-2024 deployment $29.4 billion (more than double prior 5 years)
Market concentration Top 3 firms control ~71% of deal value
European biotech participation 20%+ of global deals involve European sellers
KKR/HCRx acquisition July 2025 — $3B AUM added to KKR platform
Partners Group royalty launch May 2024 — first major European manager entry
European LP participation Growing via US-managed vehicles (60%+ non-US in recent HCRx funds)
EIF life sciences commitment €2 billion cumulative, €300M annually
EIB life sciences portfolio €3.5 billion across 135 projects
BioTechEU initiative €10 billion target (2026-2027) — announced but not yet deployed
EIF royalty fund precedent None identified
UK Mansion House Accord 10% private markets target vs 0.36% actual allocation
Available European structures Luxembourg AIFs, ELTIF 2.0, Irish ICAVs

The North American Origins of Pharmaceutical Royalty Financing

Pharmaceutical royalty financing originated in North America during the early 1990s. The industry emerged from a convergence of factors: Canadian mining finance innovation, American legislative change, and the biotech industry boom.

From Mining Royalties to Drug Royalties

The roots of pharmaceutical royalty financing trace to Toronto's mining finance community. Franco-Nevada, founded in 1983 by Seymour Schulich and Pierre Lassonde, demonstrated that royalty ownership could function as a standalone investment strategy in natural resources. This model was subsequently adapted to pharmaceuticals.

Mining Royalty Pioneer Founded Innovation Relevance to Pharma
Franco-Nevada 1983 Pure-play royalty company model Proved royalty-only strategy viable
Wheaton Precious Metals 2004 Streaming agreements Alternative to direct ownership
Royal Gold 1981 Royalty portfolio diversification Risk management approach

Drug Royalty Corporation (now DRI Capital) emerged as the first dedicated pharmaceutical royalty fund, founded in Toronto between 1989 and 1993. The company listed on the Toronto Stock Exchange in 1993, becoming the first publicly traded pharmaceutical royalty company. Key founders included James Webster, who later served as President and CEO, and R. Ian Lennox, previously of Monsanto Canada.

DRI Capital Industry Firsts

Milestone Description Significance
First public pharma royalty company TSX listing in 1993 Created public market benchmark
First non-US transaction Expanded beyond American royalty streams Demonstrated global applicability
First individual inventor transaction Purchased royalties directly from researchers Opened new deal source
First bundled royalty transaction Combined multiple royalty streams Portfolio approach innovation
World's oldest healthcare royalty fund Continuous operation since 1989 Track record establishment

Early acquisitions included stakes in blockbuster drug royalties:

Drug Therapeutic Area Peak Annual Sales DRI Investment Period
Taxol Oncology $1.6B 1990s
Neupogen Supportive care $1.3B 1990s
ReoPro Cardiovascular $400M 1990s
Remicade Autoimmune $8.0B 1990s-2000s

Royalty Pharma's Emergence

Pablo Legorreta founded Royalty Pharma in New York in 1996 after a decade at Lazard, where he identified an opportunity to help academic institutions and research hospitals monetize their royalty streams. Co-founded with Rory Riggs, the company raised $60 million in initial capital from investors including the Giuliani brothers, Italian billionaires Legorreta met at Milan's airport.

Royalty Pharma Milestone Year Details
Founded 1996 $60M initial capital
MSK Neupogen/Neulasta I 2004 Part of 80% stake acquisition
MSK Neupogen/Neulasta II 2005 Completed $405M deal
Humira royalty acquisition 2006 $700M from Cambridge Antibody Technology
CF Foundation Kalydeco 2014 $3.3B — largest royalty transaction at time
Moved headquarters to Ireland 2003 Asset management domicile
NASDAQ IPO 2020 $2.2B raised — largest US IPO of 2020
Initial market cap 2020 $16.7B → $26.5B after first day
Cumulative deployment 2020 $18B+ in royalty acquisitions
Portfolio 2020 45+ FDA-approved therapies, ~$100B annual sales

Top 10 Royalty Pharma Transactions (by Deal Size)

Rank Transaction Year Value Drug(s)
1 Cystic Fibrosis Foundation 2014 $3.3B Kalydeco franchise
2 MorphoSys 2021 $2.025B Tremfya
3 Biohaven 2022 $1.2B Nurtec ODT
4 Immunomedics 2020 $1.15B Trodelvy
5 Elan/Biogen 2013 $1.0B Tysabri
6 Epizyme 2019 $1.0B Tazverik
7 Humira (CAT) 2006 $700M Humira
8 Ferring 2023 $500M Undisclosed
9 MSK combined 2004-05 $405M Neupogen/Neulasta
10 NIH/Emory 2005 $525M Emtriva

The Bayh-Dole Act: Creating the Asset Class

The Bayh-Dole Act of 1980 created the asset class that royalty investors would eventually acquire. Before 1980, the U.S. federal government retained patents on federally funded research, resulting in fewer than 5% of 28,000 government-owned patents being commercially licensed.

Pre vs. Post Bayh-Dole Comparison

Metric Pre-Bayh-Dole (1980) Post-Bayh-Dole Change
University patents annually ~390 3,088 (2009) 8x increase
Technology transfer offices ~30 300+ 10x increase
University spin-off companies Minimal 11,000+ New category
Estimated GDP contribution $1.3-1.7 trillion Substantial
Federal patent commercialization <5% 50%+ estimated Fundamental shift
Inventor royalty sharing None standard 15-50% typical Aligned incentives

Key Bayh-Dole Provisions

Provision Effect Impact on Royalty Market
University patent retention Institutions own inventions from federal funding Created sellable assets
Inventor sharing requirement Inventors receive portion of royalties Motivated disclosure
March-in rights Government can require licensing if not commercialized Encouraged active licensing
Preference for US manufacturers Exclusive licenses require US manufacturing Limited some deals
Small business preference Encouraged university-startup partnerships Created biotech ecosystem

Landmark University Royalty Examples

Institution Patent/Technology Royalty Revenue Duration Buyer (if sold)
Stanford/UCSF Cohen-Boyer recombinant DNA $250M+ 1980-1997 Not sold (licensed)
Columbia University Axel co-transformation patents $790M 17 years Not sold (licensed)
Northwestern University Lyrica (pregabalin) $700M+ Through 2018 Royalty Pharma (partial)
Emory University Emtriva (emtricitabine) $540M+ Through 2021 Royalty Pharma
University of Minnesota Ziagen (abacavir) $450M+ Through 2016 Royalty Pharma
NYU Remicade $650M+ Through 2018 Multiple buyers
City of Hope Herceptin, Rituxan $500M+ Multiple terms Partially sold

The Cohen-Boyer recombinant DNA patents, issued in December 1980, demonstrated the model's potential: 468 companies licensed the technology before its 1997 expiration. Columbia University's Axel patents produced $790 million over their 17-year term.

R&D Limited Partnerships: The Precursor Model

Before pure royalty acquisition became common, R&D limited partnerships provided a template for royalty-based investing:

Company Partnership Year Structure Outcome
Genentech 1980 R&D LP with tax deductions $35M IPO (no approved products)
Amgen 1983 R&D LP $40M IPO
Biogen Early 1980s R&D partnerships European investors participated
Centocor 1980s Multiple R&D LPs Funded ReoPro development

The Tax Reform Act of 1986 curtailed the tax benefits that made R&D partnerships attractive, shifting the model toward direct royalty acquisition. According to MIT's Andrew Lo, key Royalty Pharma team members had established R&D partnerships in the 1980s before transitioning to the acquisition model.

European Technology Transfer Developed Later

European universities developed their technology transfer infrastructure later than their American counterparts, primarily due to different intellectual property traditions.

Professor's Privilege Reform Timeline

Country Key Reform Year Gap vs. US Previous System
United States Bayh-Dole Act 1980 Baseline Government retained patents
France Innovation Act 1999 19 years Professor's privilege
Denmark Act on Inventions at Universities 2000 20 years Professor's privilege
Germany Abolition of professor's privilege 2002 22 years Professor's privilege
Austria University Act reform 2002 22 years Professor's privilege
Norway Employee Invention Act amendment 2003 23 years Professor's privilege
Sweden Still maintains Current Ongoing Professor's privilege
Italy Partial reform 2001 21 years Professor's privilege

Under "professor's privilege" systems, individual academics rather than institutions owned research inventions. This fragmented approach meant European universities had fewer concentrated royalty streams to monetize.

European Technology Transfer Organizations

Organization Country Founded Cumulative Output Royalty Sales
Max Planck Innovation Germany 1970 4,860 inventions, 2,935 licenses, €550M revenue Focus on licensing, not sales
LifeArc (formerly MRC Tech) UK 1992 Keytruda royalty (major) Sold to North American buyers
EMBLEM (ETH Zurich) Switzerland 1996 200+ spin-offs Traditional licensing
Inserm Transfert France 2000 1,800+ patents Traditional licensing
TU Munich Germany 2002 100+ spin-offs annually Traditional licensing
KU Leuven Research Belgium 1972 130+ spin-offs Traditional licensing

LifeArc Keytruda Monetization: A Case Study

The UK's LifeArc holds one of Europe's most valuable royalty positions from its humanization of the antibody that became Keytruda (pembrolizumab):

Transaction Year Buyer Value Significance
Partial sale 2016 DRI Capital (Canada) $150M First monetization
Remaining sale 2019 CPPIB (Canada) $1.297B Largest European royalty sale
Total North American buyers $1.447B Europe's biggest royalty went to Canadian capital

This pattern — European institutions monetizing royalties through North American buyers — illustrates the current market structure.

Current Market Structure

The market for healthcare royalty financing remains concentrated in North America. The dedicated royalty investment sector has grown substantially over three decades.

Market Size Evolution

Year Estimated Market Size Key Development
1993 <$100M DRI TSX listing
2000 ~$2B Early institutional interest
2010 ~$10B Post-financial crisis growth
2015 ~$20B Mainstream PE interest begins
2020 ~$35B Royalty Pharma IPO
2025 $50B+ KKR/Healthcare Royalty acquisition

Key Market Players (Updated 2025)

Fund/Company HQ AUM/Deployed Founded Focus Public/Private
Royalty Pharma New York $25B+ deployed 1996 Approved/late-stage NASDAQ: RPRX
Healthcare Royalty Partners Stamford $7B+ deployed 2006 Approved drug royalties Private (KKR majority since July 2025)
XOMA California $1B+ portfolio 1981 (royalty 2017) Earlier-stage royalties NASDAQ: XOMA
Blackstone Life Sciences New York $4.6B fund 2018 Royalties + development Private
DRI Capital Toronto $3B+ deployed 1989 Approved drug royalties Private
OrbiMed New York $17B+ AUM 1989 Royalties within healthcare Private
Oberland Capital New York $1.8B+ raised 2013 Late-stage royalties Private
Partners Group Zug $174B firm AUM 2024 (royalties) Multi-sector royalties SIX: PGHN
Ligand Pharmaceuticals San Diego $1B+ portfolio 1987 (royalty focus) Platform royalties NASDAQ: LGND
BioPharma Credit London (US-managed) $2B+ 2017 Royalty-backed lending LSE: BPCR

Ownership Structure: Who Controls the Royalty Market?

The ownership structures of major royalty players reveal where capital originates and where returns flow. Notably, European investors appear as significant shareholders and limited partners across the industry — yet management and control remain firmly North American.

Royalty Pharma (NASDAQ: RPRX) — Top Shareholders

Shareholder % Ownership Domicile Notes
Pablo Legorreta (Founder & CEO) 30.72% USA Founder's stake (includes Class B shares)
Morgan Stanley Investment Mgmt 10.3% USA Institutional asset manager
Nogra Group SICAF-SIF S.A. 9.75% Luxembourg European family office
R&H Trust Co. (Guernsey) Ltd. 7.00% Guernsey European trust holding
FMR LLC (Fidelity) 6.55% USA Institutional investor
Capital Research & Management 6.37% USA Capital Group funds
General Atlantic LLC 5.90% USA Private equity (pre-IPO investor)
BlackRock Advisors ~4.73% USA Index funds
Baillie Gifford & Co. ~4.07% UK (Scotland) European institutional investor
Swedbank AB ~2.86% Sweden European financial institution

European investors hold approximately 24% of Royalty Pharma through Nogra Group, R&H Trust, Baillie Gifford, and Swedbank — demonstrating significant European capital participation in the largest royalty company, though management remains US-based.

Healthcare Royalty Partners — Ownership & LP Base

Shareholder / Investor Ownership Domicile Notes
KKR & Co. Majority stake USA Acquired control July 2025
HCR Management (Clarke Futch, Todd Davis) Significant minority USA Retained equity post-acquisition
European Pension Funds LP investors Various EU ~50% of Fund III capital from non-US investors including European pensions
US Public Pension Plans LP investors USA Florida SBA, SF City & County, Missouri LAGERS
Sovereign Wealth Funds LP investors MEA/APAC Middle East, Asia-Pacific institutions

HCRx's Fund III ($1.5 billion, 2014) drew approximately 50% of capital from non-US investors, including prominent pension funds from across Europe — a pattern that continued in subsequent funds, with Fund V (2024) reportedly exceeding 60% non-US LP participation.

DRI Capital — Ownership & LP Base

Shareholder / Investor Ownership Domicile Notes
Persis Holdings (Khosrowshahi family) Majority stake Canada Took DRI private in 2002
San Diego County Employees Retirement LP investor USA Committed to Fund II & III
Arizona Public Safety Personnel Retirement LP investor USA Investor in DRI royalty funds
Los Angeles Fire & Police Pensions (LAFPP) LP investor USA Investor in DRI funds
European Pension Funds LP investors Various EU Several European pensions participated (not disclosed by name)

Around half of DRI's Fund III ($1.45 billion, 2013) capital came from non-US investors, including prominent pension funds from Europe.

Oberland Capital — Ownership & LP Base

Shareholder / Investor Ownership Domicile Notes
Andrew Rubinstein (Co-Founder) GP ownership USA Managing Partner
Jean-Pierre Naegeli (Co-Founder) GP ownership Switzerland European co-owner
European Pension Plans LP investors Various EU Fund II investors included European pension funds
US Endowments & Foundations LP investors USA Major institutional commitments
Sovereign Wealth Funds LP investors MEA/Asia Global institutional investors

Oberland's funds have drawn a "diversified and global set of institutional investors, including public and private pension plans, endowments, foundations, sovereign wealth funds and family offices" with Fund II (2018, $800 million) including investors from Europe.

XOMA Royalty Corporation (NASDAQ: XOMA) — Top Shareholders

Shareholder % Ownership Domicile Notes
Biotechnology Value Fund (BVF) Inc. 20.9% USA (San Francisco) Biotech hedge fund (lead shareholder)
Morgan Stanley 13.3% USA Institutional
FMR LLC (Fidelity) ~9-10% USA Institutional
Vanguard Group ~5-6% USA Index funds
BlackRock ~5% USA Index funds
Insiders (management/directors) ~9% USA Per proxy

XOMA's shareholder base is entirely US-based — no European investors among top holders.

Ligand Pharmaceuticals (NASDAQ: LGND) — Top Shareholders

Shareholder % Ownership Domicile Notes
BlackRock, Inc. 14.5% USA Largest holder
Vanguard Group ~10.3% USA Index funds
Janus Henderson Group plc ~7.5% UK European institutional investor
iShares Core S&P Small-Cap ETF ~7.0% USA BlackRock index ETF
Macquarie Group Ltd. ~4.7% Australia Global financial group

Janus Henderson (UK-headquartered) holds over 7% of Ligand — the only significant European holder.

The Capital Flow Pattern

This ownership data reveals a clear pattern:

Company Type European Capital Role European Management
Public royalty companies (RPRX, LGND, XOMA) 5-24% of shareholders None
Private royalty funds (HCRx, DRI, Oberland) 40-60% of LP capital One Swiss co-founder (Oberland)
Fund management/GP economics Captured by North American managers

European institutional capital finances a substantial portion of pharmaceutical royalty investment — yet the management fees, carried interest, and strategic control remain firmly in North American hands. This represents the core asymmetry: European LPs are willing participants in the asset class, but no European-managed dedicated pharmaceutical royalty fund exists to capture this demand domestically.

Market Concentration Analysis

Firm Share of Deal Value Deal Count (2020-2024) Notable Transactions
Royalty Pharma ~36% 50+ CF Foundation, MorphoSys, Biohaven
Healthcare Royalty Partners ~19% 30+ Vertex, Immunomedics, Theravance
Blackstone Life Sciences ~16% 15+ Alnylam, Acceleron, SpringWorks
Top 3 Combined ~71%
DRI Capital ~8% 20+ LifeArc Keytruda, various
XOMA ~3% 10+ Earlier-stage focus
Other ~12% Fragmented Smaller specialists

An Edison Group report notes: "Royalty finance originated in Canada in the 1980s in the mining sector and in the 1990s in the pharmaceutical sector... Although royalty finance has grown from its mining and pharmaceutical industry roots to become a US$50bn sector in North America, it is still a new asset class in Europe."

European Companies as Royalty Sellers

European biotech companies increasingly participate in this market as sellers. A 2025 Covington study notes: "One trend that stands out in the most recent data is the growing involvement of European biotech companies. In the past two years alone, more than one in five deals reviewed in the study involved European companies."

European Company Country Transaction Buyer Value Year
MorphoSys Germany Tremfya royalty Royalty Pharma $2.025B 2021
Ferring Pharmaceuticals Switzerland Adstiladrin royalty Royalty Pharma $500M 2023 (completed 2025)
GENFIT France Iqirvo royalty Healthcare Royalty €185M 2025
BRAIN Biotech Germany Deucrictibant royalty Royalty Pharma €129M 2024
Heidelberg Pharma Germany Zircaix royalty Healthcare Royalty $115M 2024
Nanobiotix France NBTXR3 royalty Healthcare Royalty $71M 2025
Almirall Spain Dermatology assets Healthcare Royalty Undisclosed 2022
Zealand Pharma Denmark GLP-1 royalties Various Multiple 2020-24
Galapagos Belgium Filgotinib arrangements Various Multiple 2019-22
Evotec Germany Sandoz biosimilars Sandoz $650M+ 2025

Synthetic royalty structures — where companies create contractual royalty obligations rather than selling existing ones — have grown particularly in Europe, offering non-dilutive capital without requiring an existing licensing arrangement.

European Efforts to Enter the Market

Several European initiatives have sought to establish pharmaceutical royalty investment capabilities.

Duke Royalty's Pharmaceutical Strategy

Duke Royalty Limited, a Guernsey-based company listed on AIM in 2015, announced an "exclusive pharmaceutical and healthcare royalty financing collaboration" with Oliver Wyman consulting.

Aspect Details
Listing AIM (London Stock Exchange)
Year September 2015
Structure Guernsey-based closed-end
Partnership Oliver Wyman healthcare practice
Market positioning "First royalty company listed on major European exchange"

Leadership assembled:

Role Individual Background
Investment Committee Jim Webster Former President/CEO, Drug Royalty Corporation (1993-2002)
Advisory Oliver Wyman Health Practice $2B+ healthcare royalty advisory experience
Board Various Pharma licensing and BD backgrounds

Oliver Wyman characterized the European market as "yet-to-be-developed" for royalty financing — three decades after pharmaceutical royalty financing began in North America.

Outcome:

Phase Period Strategy Result
Launch 2015 Pharma royalty focus Initial capital raised
Pivot 2016-2023 General business royalties Security services, generic pharma distribution
Rebrand February 2024 Duke Capital Limited Moved away from pharma royalty focus

BioPharma Credit PLC

BioPharma Credit PLC, London-listed since 2017 and now a FTSE 250 constituent, invests in royalty-backed debt rather than direct royalty acquisition.

Metric Details
Structure Closed-end investment company
Listing London Stock Exchange (FTSE 250)
Manager Pharmakon Advisors (Royalty Pharma affiliate)
Strategy Senior secured loans backed by royalty streams
Portfolio $2B+ in life sciences credit investments
Dividend yield 7-8% target
Management location United States
Deal sourcing Via Royalty Pharma network

BioPharma Credit demonstrates European investor appetite for royalty-adjacent exposure, though management and deal sourcing remain US-based.

The Canadian Comparison

Canada's experience offers perspective on conditions that supported royalty fund development. DRI Healthcare, founded in Toronto in 1989, predates Royalty Pharma by seven years.

Canadian Tax Structure: Income Trusts

Canadian income trusts enjoyed flow-through tax treatment: if 90%+ of net cash flow was distributed, no corporate tax applied.

Year Income Trust Market Size % of TSX Context
1995 ~$10B ~2% Early growth
2000 ~$50B ~6% Accelerating
2004 ~$120B ~9% Mainstream
2006 (Oct) $210B, 245 trusts 11% Peak — "Halloween Massacre" announced
2011 Declining Tax changes effective

This tax environment created investor familiarity with yield-oriented structures, enabling DRI to raise capital:

DRI Fund Year Size Structure Key LPs
Drug Royalty I 2006 $800M $240M equity + $560M debt Canadian institutions
Drug Royalty II 2010 $926M Equity + debt Expanded LP base
Drug Royalty III 2013 $1.45B Private equity structure Global institutions
DRI Healthcare Trust 2021 TSX listing Public vehicle Retail + institutional

Canadian Pension Fund Infrastructure: The "Maple 8"

The "Maple 8" — Canada's largest pension funds — developed direct alternative investing capabilities starting in the 1990s:

Fund AUM (C$) Alternatives % Direct Investing Notable Healthcare
CPPIB $575B+ ~48% Pioneered direct LifeArc Keytruda ($1.3B)
Ontario Teachers' $250B+ ~40% Extensive direct Healthcare portfolio
CDPQ $450B+ ~45% Quebec focus + global Biotech investments
OMERS $130B+ ~60% Infrastructure leader Limited healthcare
AIMCo $170B+ ~50% Alberta focus Energy transition
PSP Investments $245B+ ~45% Federal pensions Diversified
BCI $250B+ ~40% BC focus Growing alternatives
HOOPP $115B+ ~35% Healthcare sector focus Natural alignment

These funds operate with governance structures that enabled evaluation and co-investment with alternative managers:

Governance Feature Canadian Model Typical European
Investment staff compensation Market-competitive Civil service scales
Board composition Investment professionals Political appointees often
Direct investment authority Extensive Limited typically
Risk tolerance Higher for illiquids More conservative
Consultant dependence Lower Higher

CPPIB's direct investment in the LifeArc Keytruda royalty ($1.297B) demonstrates this capability.

Geographic Proximity to US Deal Flow

Factor Canadian Advantage European Challenge
Time zone overlap EST matches NYC/Boston 5-6 hours behind
Travel time to Boston 1.5 hours (Toronto) 7-8 hours (London)
Legal system Common law (similar) Civil law (different)
Currency USD exposure normal Currency hedging needed
Professional networks Integrated with US Separate ecosystems
Talent mobility Easy US-Canada Visa requirements

Factors Shaping European Institutional Participation

Several factors have influenced European institutional investor participation in royalty strategies.

Market and Pricing Dynamics

Factor United States Europe Impact on Royalty Value
Market size Single $600B+ market Fragmented by country Higher US royalty value
Pricing environment Market-based pricing Reference pricing, controls US royalties more valuable
Patent enforcement Strong, unified federal Varies by jurisdiction US patents more defensible
Market access timing Often first launch Delayed negotiations US revenues come first
Payer concentration Private + Medicare/Medicaid Single payers per country Simpler US collection
Launch sequencing US priority for biotechs Secondary markets US royalties mature faster

Drug Pricing Comparison (Selected Therapies)

Drug US Annual Cost Germany UK France US Premium
Keytruda $180,000 €120,000 £100,000 €110,000 50-80%
Humira $80,000 €18,000 £10,000 €12,000 400-700%
Sovaldi $84,000 €41,000 £35,000 €41,000 100-140%
Spinraza $750,000 (Y1) €280,000 £450,000 €290,000 65-170%

This pricing differential means a 5% royalty on US sales generates substantially more cash flow than the same royalty rate on European sales.

Cross-border royalty deals involve tax and legal complexity:

Jurisdiction US Withholding Rate Treaty Rate Treaty Rate (Industrial) Structuring Notes
Default 30% Punitive baseline
United Kingdom 0% 0% Most favorable
Ireland 0% 0% Pharma hub
Netherlands 0% 0% Holding structures
Switzerland 0-5% 0% Varies by canton
Germany 0% 0% Administrative
Luxembourg 0% 0% Fund domicile
France 0-5% 0% Complex rules
Spain 5-10% 5% Less favorable
Italy 5-8% 5% Less favorable

Legal Considerations:

Factor Typical Structure European Implications
Governing law New York Different legal tradition
Dispute resolution US courts/arbitration Enforcement complexity
UCC filings US-based Unfamiliar to EU counsel
Bankruptcy priority US Chapter 11 expertise Specialized knowledge needed
Due diligence US deal rooms Remote access challenges

Sidley Austin and Goodwin have developed specialized practices in this area.

Geographic Concentration of Deal Flow

US Biotech Hub Companies VC Investment (2024) Lab Space Key Institutions
Boston/Cambridge 1,200+ $7.89B 40M+ sq ft Harvard, MIT, MGH, Dana-Farber
San Francisco Bay 800+ $5B+ 50.6M sq ft Stanford, UCSF, Genentech
New York/NJ 500+ $2B+ 25M+ sq ft MSK, Columbia, NYU
San Diego 400+ $1.5B+ 15M+ sq ft Scripps, UCSD, Illumina
Research Triangle 200+ $800M+ 10M+ sq ft Duke, UNC, NC State
Seattle 150+ $600M+ 8M+ sq ft Fred Hutch, UW

European Biotech Clusters (Comparison):

European Hub Companies VC Investment (2024) Gap vs. Boston
London/Oxford/Cambridge 400+ €2B+ 4x smaller
Basel/Zurich 250+ €1B+ 8x smaller
Munich 150+ €500M+ 16x smaller
Paris/Ile-de-France 200+ €800M+ 10x smaller
Copenhagen/Medicon Valley 200+ €600M+ 13x smaller
Amsterdam/Netherlands 150+ €400M+ 20x smaller

European firms active in US life sciences typically establish Boston or San Francisco offices:

European Firm HQ US Office(s) Purpose
Novo Holdings Denmark Boston, SF Deal sourcing, board seats
HBM Healthcare Switzerland Boston Portfolio management
Forbion Netherlands Boston US investments
Medicxi Switzerland Boston US-focused strategy
Sofinnova France SF, Boston Global presence
LSP Netherlands US network Deal flow access

Investment Consultant Influence

Investment consultants — Mercer, Willis Towers Watson, Aon, Cambridge Associates — advise on roughly two-thirds of institutional assets in Europe.

Consultant Requirement Typical Standard Impact on Royalty Funds
Track record 3+ years minimum New strategies excluded
AUM minimum $500M+ for coverage Small managers excluded
Database inclusion Performance verification Limited coverage
Sector expertise Generalist coverage Specialized knowledge gap
Peer comparisons Standard benchmarks No established peer group
Manager meetings Annual on-sites US travel required
Reference calls 3+ institutional LPs Chicken-and-egg problem
ESG requirements Full framework Royalty ESG unclear

Consultant Database Coverage:

Database Pharma Royalty Funds Listed Coverage Depth
Preqin 5-10 Limited
PitchBook 10-15 Partial
Cambridge Associates 3-5 Selective
Mercer <5 Minimal
eVestment <5 Minimal

European Pension Fund Alternatives Allocations

Fund Country AUM Alternatives % Royalty Exposure Notes
APG Netherlands €430B+ ~30% Opportunity fund includes pharma Leading alternatives allocator
Railpen UK £34B 30-40% illiquidity Life sciences incl. Oxford Nanopore "Good assets find a home"
ATP Denmark DKK 925B Diversified No dedicated royalty Risk parity approach
AP6 Sweden SEK 75B PE specialist No royalty focus Nordic PE focus
PFZW Netherlands €250B+ ~25% Limited Healthcare sector pension
USS UK £90B+ ~20% Unknown University sector
Nest UK £40B+ Growing None DC scheme, growing
PKA Denmark DKK 400B+ ~15% None Healthcare/social workers

APG's opportunity fund holds an eclectic mix including pharmaceutical royalties, music rights, and catastrophe bonds, demonstrating that some European institutions have found pathways to the asset class.

Regulatory Framework: Solvency II

For European insurance companies, Solvency II capital requirements affect investment decisions:

Asset Class Standard Formula Charge Duration/Type Adjustment Notes
EU Government Bonds (AAA) 0% Varies by duration Risk-free baseline
Corporate Bonds (BBB, 5yr) 9% Duration-based Spread risk charge
Corporate Bonds (BB, 5yr) 23% Duration-based Higher for sub-IG
Listed Equities (EEA) 39% Type 1 Symmetric adjustment
Listed Equities (non-EEA) 49% Type 2 Higher charge
Unlisted Equities 49% + adjustment Type 2 Illiquidity premium unclear
Pharmaceutical Royalties 49-59% likely Type 2 probable No specific treatment
Qualifying Infrastructure Equity 30% Preferential Explicit carve-out
Qualifying Infrastructure Debt Reduced spread Preferential Explicit carve-out
Real Estate 25% Property risk Direct holdings
Private Equity (diversified) 39-49% Depends on structure Fund look-through possible

Recent Solvency II amendments effective January 2026:

Reform Effect Potential Royalty Impact
Long-term equity treatment 22% charge for 5+ year holds Possible reduction if qualifying
Matching adjustment expansion Broader asset eligibility Royalty streams may qualify
Risk margin reduction Lower overall capital Indirect benefit
Fundamental spread recalculation More realistic spreads Neutral

Pension Fund Quantitative Limits by Country

Country Pension Type Alternatives Limit Specific Constraints Royalty Implication
Germany Pensionskassen 7.5% AIF cap Additional real estate limits Binding for small allocations
Germany Pensionsfonds 35% alternatives More flexible Meaningful allocation possible
Switzerland Occupational (BVG) 15% + 10% infrastructure Current avg ~10% Room to grow
Netherlands Occupational No quantitative limit Prudent person Allocation discretion
UK DB schemes No quantitative limit Prudent person Allocation discretion
UK DC schemes No quantitative limit Liquidity practical Daily dealing challenge
Sweden AP buffer funds 40-50% illiquidity cap Post-2019 reforms Meaningful allocation possible
Denmark ATP/labor market No quantitative limit Prudent person Allocation discretion
France PERP/PERCO Tight restrictions Insurance-like rules Limited flexibility
Italy Fondi pensione 20% alternatives Developing market Growing interest

European Public Institutions as Limited Partners: The EIF and EIB Model

European public institutions have built substantial infrastructure for venture capital and alternative finance investment. Understanding this existing framework provides context for considering how pharmaceutical royalty financing might develop in Europe.

The European Investment Fund: Europe's Largest LP

The European Investment Fund (EIF) stands as Europe's largest institutional limited partner:

Metric Value Period Source
Total AUM €143.7 billion 2024 EIF reports
VC/PE funds backed ~700 since 1997 Cumulative EIF data
Active fund partnerships ~600 Current EIF data
2024 financing volume €14.4 billion Annual 2024
2024 equity investments €7+ billion Annual 2024
New intermediaries (2024) 96 Annual 2024
Capital catalyzed ~€53 billion Cumulative with co-investment Leverage calculation
Green investments (2024) €6.1 billion 43% of total EU taxonomy

EIF Ownership Structure

Shareholder Stake Role
European Investment Bank 58.5% Majority owner
European Commission 29.7% EU budget channel
Financial Institutions 11.8% Banks, development institutions

EIF Recent Large Fund Commitments

Fund Manager EIF Commitment Total Target Focus Year
Kembara Fund I Mundi Ventures €350M €1B Deep tech, climate 2024
European Tech Champions Initiative EIF-managed €3.75B initial €10B mobilized Late-stage growth 2023
Indico Capital Partners Indico €30M €125M Portuguese tech 2024
PSV Hafnium PreSeed Ventures €24.8M Undisclosed Danish deep tech 2024
Sofinnova Industrial Biotech Sofinnova €50M+ €200M+ Industrial biotech 2023
Amadeus Capital Partners Amadeus €40M+ €300M+ Deep tech 2024

EIF Allocation Framework

Category Share of Funding Description Manager Profile
Market Developer ~12.5% Strategic gaps First-time, emerging
Established Funds ~70% Proven capability Partially unrealized track record
Best Performers ~17.5% Top returns Top quartile consistently

EIF Sector Allocation

Sector Share of VC Portfolios Estimated Commitment Notes
ICT/Technology ~45% ~€6B cumulative Largest allocation
Life Sciences ~22% ~€2.5B cumulative Second largest
Industrial Tech ~9% ~€1B cumulative Manufacturing, materials
Generalist ~24% ~€3B cumulative Multi-sector
Green/Climate (2024) 43% of annual €6.1B (2024 only) Growing priority

EIF Regional Programs

Program Countries Size Focus EIF Role
ERP-EIF Facility Germany €4.6B deployed 120+ funds, 3,000 SMEs Cornerstone LP
Dutch Venture Initiative Netherlands €400M+ Dutch tech ecosystem Anchor investor
Baltic Innovation Fund Estonia, Latvia, Lithuania €200M+ Baltic startups Catalyst
Portugal Venture Capital Initiative Portugal €150M+ Portuguese tech Development role
Greek EquiFund Greece €400M+ Post-crisis recovery Rehabilitation
Central Europe FoF CEE region €300M+ Regional development Gap filling

EIF Life Sciences Investment

EIF holds position as the largest investor in European life sciences venture capital:

Metric Value Notes
Cumulative life sciences commitments ~€2 billion Since 1997
Annual life sciences investment ~€300 million Recent years
Coverage of European life sciences VC Nearly 100% of major funds Comprehensive
Life sciences performance 1.86x average multiple vs. 1.59x for IT
Number of life sciences funds backed 50+ Active relationships

EIF Life Sciences Fund Commitments (Selected)

Fund Manager Size EIF Role Vintage
Forbion Fund IV Forbion €550M Major LP 2019
Forbion Fund V Forbion €700M+ Major LP 2022
Medicxi Growth 1 Medicxi $300M Cornerstone (with Novartis, Verily) 2017
LSP Health Economics Fund 2 LSP €280M Anchor 2019
Indaco Bio Fund Indaco €95M first close, €150M target Joint CDP-EIF 2022
Gilde Healthcare V Gilde €400M+ Major LP 2021
Kurma Partners III Kurma €150M+ Major LP 2020
Andera Life Sciences Andera €200M+ Major LP 2021
Sofinnova Capital Sofinnova €500M+ Long-term partner Multiple

The Venture Centre of Excellence launched in 2020 through EIT Health partnership as a pan-European public-private co-investment platform for healthcare VC.

EIB Venture Debt and Life Sciences Programs

The European Investment Bank operates complementary programs focused on direct lending and venture debt.

EIB Venture Debt Program Overview

Metric Value Notes
Program launch 2016 Direct venture debt
Ticket size €5-50 million €50M+ for larger companies
2024 deployment €980 million Across 35 startups
Market position #2 in Europe After HSBC Innovation Banking
Life sciences portfolio €3.5 billion Across 135 projects
Loan tenor 5-10 years typical Longer than commercial
Pricing Below market Development mandate
Equity kickers Sometimes Warrants or conversion rights

European Venture Debt Market Leaders (2024)

Rank Lender Deal Count Total Volume Life Sciences Focus
1 HSBC Innovation Banking 45+ €1.2B+ Significant
2 EIB 35 €980M Strong
3 Kreos/BlackRock 30+ €800M+ Moderate
4 Columbia Lake Partners 20+ €400M+ Limited
5 Claret Capital 15+ €300M+ Limited

EIB Life Sciences Loans (Selected)

Company Country Amount Program Year Therapeutic Focus
BioNTech Germany €100M InnovFin IDFF 2019 mRNA/Oncology
CureVac Germany €75M InnovFin IDFF 2019 mRNA vaccines
IO Biotech Denmark €57.5M Venture debt 2021 Immuno-oncology
Immunic Germany €24.5M InnovFin IDFF 2020 Autoimmune
ExeVir Belgium €25M InnovFin IDFF 2021 Antivirals
Leyden Labs Netherlands €20M HERA Invest 2025 Pandemic prep
Galapagos Belgium €60M Research facility 2020 Drug discovery
Evotec Germany €75M Platform 2019 Drug discovery
Zealand Pharma Denmark €45M Development 2021 Peptide therapeutics
Affimed Germany €30M Development 2020 Immuno-oncology

InnovFin and InvestEU Programs

Program Period EU Contribution Total Supported Focus Areas
InnovFin 2014-2020 ~€2.7B guarantee ~€24B R&I financing
InnovFin SME Guarantee 2014-2020 €500M+ €8B+ loans SME lending
InnovFin IDFF 2014-2020 ~€700M (expanded COVID) €479.5M deployed Infectious diseases
InvestEU 2021-2027 €26.2B guarantee €372B target Successor program
InvestEU SME Window 2021-2027 €6.9B €94B target SME access
InvestEU Research Window 2021-2027 €6.6B €70B target R&I investments

InvestEU Guarantee Structure

Window Guarantee Amount Target Leverage Investment Focus
Sustainable Infrastructure €9.9B 13.7x Green, digital, transport
Research, Innovation, Digitalization €6.6B 10.6x R&D, tech transfer
SME €6.9B 13.6x Access to finance
Social Investment €2.8B 7.9x Skills, social enterprises
Total €26.2B 14.2x avg €372B target

The BioTechEU Initiative

The BioTechEU initiative launched in December 2025 represents the largest dedicated European public commitment to life sciences financing:

Metric Value
Mobilization target €10 billion
Timeframe 2026-2027
Lead institutions European Commission, EIB Group
Focus areas Gene therapies, mRNA, personalized medicine, AI solutions
Instruments Blended finance, guarantees, equity, debt
Private co-investment target €7B+ (70%)
Announced December 2025

BioTechEU Components:

Component Institution Estimated Size Mechanism
Equity investments EIF €1-2B Fund commitments
Venture debt EIB €1-2B Direct lending
Guarantees InvestEU €2-3B Risk sharing
Grants Horizon Europe €1-2B Non-dilutive
National co-investment Member States €2-3B Matching

National Promotional Banks

National promotional banks operate alongside EIF with substantial complementary capital for venture investment.

KfW Capital (Germany)

Metric Value Notes
Founded 2018 KfW subsidiary
Funds backed 132 As of December 2024
Total committed €2.5 billion Cumulative
Annual deployment €400-500 million Recent years
Life sciences allocation 22% ~€550 million
Leverage ratio 4x Portfolio fund deployment in German cos
Team size 30+ investment professionals Growing

KfW Capital Programs:

Program Size Focus Structure
GFF-EIF Growth Facility Up to €3.5B Growth equity EIF-managed, KfW co-invest
Zukunftsfonds €10B Government initiative Coordination role
Green Transition Facility €100M Climate tech 7 funds committed
Impact Facility €200M Impact VC ESG-focused
Scale-up Direkt €1B Direct co-investments Launched Dec 2024
Emerging Manager Facility €100M+ Diverse managers New teams
ERP-VC Fund Investment €500M+ annual Early-stage Ongoing program

KfW Capital Sector Allocation:

Sector Allocation % Estimated Amount Key Funds
Software/IT 35% ~€875M Various
Life Sciences 22% ~€550M Forbion, Wellington, others
Industrial Tech 18% ~€450M Climate, manufacturing
Fintech 10% ~€250M Payment, insurtech
Other 15% ~€375M Diversified

Bpifrance (France)

Metric Value Notes
VC fund commitments €5 billion to 160 funds 2013-2022
Partner fund leverage €27B raised 5.4x multiplier
Annual commitments €900M+ Recent years
HealthTech investment €5.5B+ Since 2021
Direct investments €2B+ annually Growth equity
Team size 3,000+ Full organization

Bpifrance Life Sciences Programs:

Program Size Focus Key LPs
InnoBio 2 €203M target Biotech VC Sanofi, Boehringer, EIF
Biotech/Medtech VC Funds €150M Medtech Bpifrance anchor
Rare Diseases Fund €50M Orphan drugs Specialized
Large Venture Fund €1-2.5B Late-stage Bpifrance, institutional
Digital Venture €200M+ Digital health Cross-sector
French Tech Sovereignty €150M Strategic tech Government priority

Bpifrance Investment Vehicles:

Vehicle Type Size Focus
Bpifrance Investissement Direct equity €15B+ portfolio Growth, mid-cap
Bpifrance Participations Strategic holdings €20B+ National champions
Fond de Fonds LP commitments €5B+ VC/PE ecosystem
Innovation funds Thematic €1B+ Deep tech, biotech

British Business Bank

Metric Value Notes
Equity funds backed 71+ Since 2014
Total committed £1.8 billion Cumulative
ECF Programme £1.36B deployed 36 funds, 600+ businesses
Life Sciences Investment Programme £150M committed 3 specialist growth funds
LSIP leverage £689M private Exceeded £400M target
Future Fund £1.14B COVID response
Breakthrough fund £375M Scale-up focus

British Business Bank Programs:

Program Size Focus Structure
Enterprise Capital Funds £1.36B Early-stage 2:1 leverage
LSIP £150M Life sciences growth Specialist managers
Regional Angels Programme £100M+ Angel co-investment Regional focus
Future Fund: Breakthrough £375M Scale-up Direct + fund
Northern Powerhouse £400M+ Regional Northern England
Midlands Engine £100M+ Regional Midlands
Managed Funds £300M+ VC access FoF structure

Brexit Impact on UK Venture:

Period EIF UK Investment % of UK VC Notes
2011-2015 €2.3B 37% Peak EIF involvement
2016-2019 Declining <20% Post-referendum freeze
2020+ Minimal <5% Brexit completed
BBB response +£1B+ capacity Expansion Gap filling

CDP Venture Capital (Italy)

Program Size Focus Partners
VenturItaly FoF €400M target 19 Italian VC funds CDP anchor
VenturItaly II FoF €475M first close Second fund of funds Expanded
CDP-EIF Tech Transfer €260M joint Deep tech startups €130M each
Indaco Bio Fund €95M→€150M First Italian biotech TT fund Joint EIF
Accelerators Fund €200M Startup support Ecosystem
Corporate Partners €500M+ CVC co-investment Industrial partners

National Promotional Bank Comparison

Institution Country VC Committed Life Sciences % EIF Coordination
KfW Capital Germany €2.5B 22% GFF-EIF, co-investment
Bpifrance France €5B+ 15-20% InnoBio, InvestEU
British Business Bank UK £1.8B 8-10% (LSIP) Post-Brexit limited
CDP Venture Capital Italy €1.5B+ 5-10% Tech Transfer Partnership
CDTI/ICO Spain €500M+ 10% InvestEU
Invest-NL Netherlands €400M 15% Growing
Vaekstfonden Denmark DKK 5B+ 10-15% Nordic coordination
Almi Invest Sweden SEK 3B+ 10% Nordic coordination

EIF Precedents for New Asset Classes

EIF has expanded into new asset classes throughout its history, demonstrating institutional capacity for product development:

Initiative Launch Initial Size Current Scale Innovation Type
Social Impact Accelerator 2013 €60M €243M by 2014 First pan-European social impact FoF
Social Impact Bonds 2015 Pilot €26M+ deployed Outcome-based financing
Secondaries Program 2016 Pilot 14+ transactions LP-led and GP-led
Infrastructure Debt Funds 2018 Pilot €405M committed Private debt for infra
Defence Equity Facility 2024 €175M Active Security/defence tech
Green Private Credit FoF 2025 €200M target Launching First private debt FoF for climate
ESCALAR 2020 €300M Active Scale-up co-investment

Asset Class Development Pattern:

Phase Activities Duration Example
1. Policy priority identification EU strategic agenda alignment 1-2 years Defence recognized as priority
2. Market gap analysis Feasibility study, consultations 6-12 months Defence VC gap documented
3. Mandate design Commission/Member State negotiation 12-18 months InvestEU window allocation
4. Pilot program EIF own funds, limited scale 2-3 years Initial €175M
5. Scale-up EU guarantee backing, expansion Ongoing Potential expansion

The ETCI Model for New Initiatives

The European Tech Champions Initiative demonstrates how new programs can mobilize substantial resources:

Contributor Commitment Announcement
France €1 billion January 2022
Germany €1 billion January 2022
Spain €1.3 billion December 2022
Italy €150 million 2023
Belgium €100 million 2023
EIF €200 million 2023
Total Initial €3.75 billion
Total Mobilized €10 billion Including private

This model — assembling willing Member State coalitions around strategic priorities — could potentially apply to other asset class initiatives.

EIB Green Bond Precedent

EIB pioneered the green bond market with Climate Awareness Bonds in 2007:

Milestone Year Significance
First Climate Awareness Bond 2007 Market creation
Green bond principles development 2014 Standardization
EIB CAB cumulative 2024 €50B+ issued
Global GSS market 2024 €2.2 trillion

How European Fund Structures Could Work for Royalty Investment

European fund structures can be configured to invest in biopharma royalty streams. Several frameworks are available.

Available Fund Structures Comparison

Structure Jurisdiction Investor Access Regulatory Approval Key Features
RAIF Luxembourg Professional only No CSSF approval AIFM-managed, fast setup
SIF Luxembourg Professional only CSSF-regulated Flexible, established
SCSp Luxembourg Professional only Partnership Tax transparent
ELTIF 2.0 EU-wide Retail + institutional EU passport IP explicitly eligible
QIAIF Ireland Professional only Central Bank Flexible strategies
ICAV Ireland Varies by sub-fund Umbrella Used by Royalty Pharma
PAIF UK Professional + retail FCA authorized UK distribution
REIT (UK) UK Public + institutional HMRC approval Tax efficient

ELTIF 2.0 Opportunity for Royalty Funds

The ELTIF framework, reformed in 2024, explicitly cites intellectual property (patents, etc.) as a form of real asset:

ELTIF 2.0 Feature Specification Royalty Fund Relevance
IP as eligible real asset Article 11(1)(f) Direct royalty investment permitted
Retail investor access With safeguards Democratized distribution
EU marketing passport Full Cross-border fundraising
Eligible asset minimum 55% (down from 70%) Portfolio construction flexibility
Diversification requirements Reduced Concentrated portfolios possible
Minimum investment €1,000 retail (down from €10,000) Accessibility
Redemption rights Semi-liquid options Investor liquidity
Life insurance wrapper Permitted Tax-efficient access

Potential ELTIF Royalty Fund Structure:

Component Specification
Domicile Luxembourg
Manager AIFM-authorized
Target size €500M - €1B
Investor base Institutional + qualified retail
Asset allocation 60% pharma royalties, 40% other IP
Distribution EU-wide via passport
Liquidity Quarterly with gates
EIF anchor Potential cornerstone

Royalty Pharma's European Structure

Royalty Pharma uses European structures for efficiency:

Entity Structure Jurisdiction Purpose
Royalty Pharma plc PLC England/Wales Listed holding company
RP Holdings LP Delaware US structure
Royalty Pharma Investments 2019 ICAV ICAV Ireland Royalty asset pool
Operating subsidiaries Various Multiple Asset acquisition

Key Structural Features:

Feature Benefit Mechanism
English incorporation NASDAQ listing First "UP-C" structure
Irish ICAV Tax efficiency EU treaty network
Delaware LP US operations Domestic structure
PFIC treatment US investor access Elective
ICA Exception Regulatory relief Investment company exemption

The 2020 IPO was the first-ever "UP-C" listing of an English company on NASDAQ, raising $2.2 billion.

Potential Role for Development Banks in Royalty Financing

Given EIF and EIB track records in building new alternative asset class capabilities, questions arise about whether similar approaches could apply to pharmaceutical royalty financing.

Current Program Scope vs. Royalty Financing

Characteristic Current EIF/EIB Focus Pharmaceutical Royalty Funds Gap
Investment type Equity/debt in operating companies Purchase of income streams Different
Final recipients SMEs, mid-caps Often larger institutions Misaligned
Capital use Growth, R&D, expansion Monetization of existing IP Different purpose
Impact metrics Jobs, companies financed Less direct measurement Harder to quantify
Mandate alignment Core to mission Indirect relationship Requires framing
Deal flow European companies US-concentrated Geographic gap

Potential Alignment Arguments

Argument Rationale Precedent
European biotech competitiveness Retain royalty value in EU capital markets Defence Equity Facility
Non-dilutive financing options Expand choices beyond US investors Various SME programs
Research reinvestment Monetization funds continued research LifeArc model
Financial sector development Build EU expertise in specialized finance ETCI for growth equity
Strategic autonomy Reduce US financial dependence Defence, semiconductors
Innovation ecosystem Complete funding lifecycle Venture debt expansion

Potential Development Bank Mechanisms

Mechanism How It Could Work Precedent Estimated Scale
Anchor commitments €200-500M cornerstone in royalty fund ETCI, life sciences VC €200-500M
First-loss tranches InvestEU guarantee on junior piece EFSI private credit €100-200M guarantee
Co-investment facilities Direct participation in larger deals Scale-up Direkt €100-300M
Technical assistance Royalty expertise development InvestEU Advisory Hub €5-10M
Guarantee structures Risk sharing with commercial LPs InnovFin model €200-500M capacity
National coordination Member State coalition building ETCI model €500M-1B combined

Precedent Pathway: Following Defence Equity Facility Model

Phase Defence Facility Hypothetical Royalty Facility
Policy trigger EU strategic autonomy agenda Competitiveness/innovation agenda
Gap identification No EU defence VC ecosystem No EU royalty investor base
Mandate creation InvestEU allocation InvestEU review or next MFF
First-time manager support Explicitly included Would need similar
Size €175M initial €200-500M potential
Structure VC, PE, private debt funds Royalty-focused funds

Current Gap Assessment

Asset Class EIF/EIB Support Current Status
Venture capital Extensive €2B+ life sciences
Venture debt Growing €3.5B life sciences
Growth equity Expanding ETCI €10B
Infrastructure debt Established €405M committed
Social impact Established €26M+ SIBs
Secondaries Active 14+ transactions
Defence tech New €175M
Royalty financing None Gap identified

2024-2025: What Actually Happened

The 2024-2025 period produced significant market developments that shifted the landscape — though not in the direction of European fund management emergence. Instead, US market dominance consolidated further while European capital participation grew through American-managed vehicles.

KKR Acquires Healthcare Royalty Partners: Reshaping the Competitive Landscape

On July 30, 2025, KKR announced the completion of its majority stake acquisition in Healthcare Royalty Partners, adding approximately $3 billion in assets under management to the private equity giant's asset-based finance portfolio. The transaction brought HCRx into KKR's fold as its 19th origination platform, alongside aviation finance (Altavair), equipment leasing (Dawsongroup), and music royalties (HarbourView).

Aspect Details
Buyer KKR
Target Healthcare Royalty Partners (majority stake)
HCRx AUM ~$3 billion added to KKR
HCRx deployed since inception $7+ billion
Products financed 110+ across 10 therapeutic areas
KKR healthcare AUM $20B+ post-transaction
Market rationale Could "double or triple in 3-5 years"
Team continuity CEO Clarke Futch retained with substantial minority stake
European presence London office since September 2017

HCRx, founded in 2006 and headquartered in Stamford, Connecticut, occupies the mid-market segment, typically executing deals in the $20-200 million range — positioning it differently from Royalty Pharma's blockbuster focus.

The strategic rationale centers on three synergies. First, royalty and royalty-related debt financing represents less than 5% of total biopharma capital needs, indicating significant growth opportunity. Second, integration with KKR's Global Atlantic insurance platform provides access to lower-cost capital for competitive deal-making. Third, HCRx origination will feed KKR's recently closed $6.5 billion Asset-Based Finance Partners II fund.

Post-acquisition deal activity:

Deal Date Value Target
Nanobiotix October 2025 $71M NBTXR3 royalty
BridgeBio European royalty July 2025 $300M (with Blue Owl) BEYONTTRA European royalty (60%)

The KKR backing could accelerate European expansion by enabling HCRx to compete more aggressively with Royalty Pharma and Blackstone on larger transactions. Managing Director Paul Hadden leads European operations from London, serving both deal sourcing and investor relations.

Partners Group Launches Multi-Sector Royalty Platform

Partners Group unveiled private markets royalties as its fifth asset class in May 2024, positioning itself as creator of "the industry's first dedicated, scalable multi-sector royalty strategy." Unlike pure-play healthcare royalty funds, Partners Group's approach spans pharmaceuticals, entertainment, energy transition, sports, and brands.

Metric Details
Firm AUM $174 billion (June 2025)
Asset class designation Fifth (alongside PE, infrastructure, RE, credit)
Strategy description "First dedicated, scalable multi-sector royalty strategy"
Target return 10% net
Portfolio composition 30 investments
Sectors Entertainment, pharmaceuticals, energy, sports, brands
Track record inception Q4 2020 via PG3 AG (founders' family office)

Stephen Otter leads the strategy. Early results show a gold royalty portfolio acquired in 2022 and sold in 2024 delivering 43% gross IRR, 38% net IRR, and 1.8x gross TVPI.

Partners Group Royalty Timeline:

Date Development Significance
May 2024 Royalties launched as 5th asset class First major European entrant
July 2024 30 investments transferred from PG3 AG Initial portfolio
January 2025 Institutional evergreen for Europe/ME/Asia Institutional distribution
May 2025 Private wealth fund $10K minimum, 10% target return
September 2025 US launch via Lincoln Financial 60,000+ adviser distribution

Partners Group describes royalties as "a portfolio diversifier, bridging the benefits of private equity and private credit investments, that can provide stable and attractive yields with an embedded inflation hedge and low correlation to other markets."

This represents the first major European alternative asset manager entering dedicated royalty investment — though the multi-sector approach differs significantly from pure-play pharmaceutical royalty funds like Royalty Pharma or HCRx.

Healthcare Royalty Partners fundraising demonstrates increasing European participation:

Fund Vintage Non-US LP Share Regions
Fund II ~2011 ~35% Initial non-US
Fund III 2014 ~50% Significant increase
Fund IV 2020 ~55% Continued growth ($1.83B total)
Fund V 2024 60%+ Europe, ME, Asia Pacific

HCRx describes Fund V participants as including "prominent pension funds, sovereign wealth funds and financial institutions" from Europe, Middle East, and Asia Pacific.

European LP Types Participating:

LP Type Examples Typical Commitment
Sovereign wealth GIC, ADIA, Mubadala $100M+
Large pensions APG, PFZW $50-100M
Insurance Allianz, AXA $25-75M
Family offices Various $10-50M
Fund of funds Pantheon, HarbourVest $25-50M

UK Pension Reform: Commitments vs. Reality

The gap between UK pension reform commitments and actual execution illustrates the challenge of moving European capital into alternative asset classes — and explains why European royalty financing exposure remains limited.

The Mansion House Accord

The Mansion House Accord, signed May 13, 2025, expanded the previous year's Compact to 17 pension providers representing £252 billion in assets — approximately 90% of active defined contribution savers.

Aspect Details
Signatories 17 pension providers (Aegon UK, Aviva, Legal & General, NEST, USS, etc.)
Assets represented £252 billion (~90% of active DC savers)
Commitment 10% to private markets by 2030
UK allocation At least 5% to UK assets
Mechanism Voluntary with government "reserve power"
Mid-point review 2027

The Execution Gap

Metric Target Actual (Feb 2024) Gap
Private markets allocation 10% 0.36% 27x shortfall
Unlisted equities invested £793 million
% of relevant assets 10% 0.36%

As of February 2024, only £793 million (0.36%) of Compact signatories' relevant assets were invested in unlisted equities — far below the 10% target.

LGPS Consolidation Progress

Local Government Pension Scheme consolidation has progressed more concretely:

Metric Status
Original pools 8
Pools after March 2026 6
Pools dispersed ACCESS, Brunel
LGPS Central growth £50B → £100B
Total LGPS assets £402.3 billion (March 2025)
Assets pooled 45% (£178B of £392B)
Further forced consolidation Ruled out by minister

UK Pension Healthcare Royalty Allocations (Identified)

Despite the execution gap at aggregate level, specific UK pension funds have made healthcare royalty allocations:

Fund Allocation Strategy
Railpen $1 billion (~3% of growth fund) Exited music 2021, healthcare focus
Cumbria Pension Fund $75 million HCRx funds
Strathclyde Confirmed HCRx strategies
Scottish Borders Confirmed HCRx strategies
East Riding Confirmed HCRx strategies
Westmoreland and Furness Confirmed HCRx strategies

Railpen's Craig Heron noted the firm has "additional headroom" for increased exposure but "not markedly so" — suggesting measured expansion rather than aggressive allocation growth.

British Business Bank Life Sciences Activity

The British Business Bank has been more directly active:

Metric Value
Life Sciences Investment Programme £150M committed to 3 specialist growth funds
LSIP leverage £689M private capital (exceeded £400M target)
Total life sciences commitments £560M across 15 funds
SV8 Biotech commitment $100M (December 2025) — largest single fund commitment

EU Policy Initiatives: Ambitious Announcements, Limited Deployment

European Union policy has announced significant life sciences financing ambitions, but actual deployment into royalty-adjacent strategies remains absent.

The BioTechEU Initiative

The BioTechEU initiative, announced June 2025 by the European Commission and EIB Group, represents the largest dedicated European public commitment to life sciences financing:

Metric Value
Mobilization target €10 billion
Timeframe 2026-2027
Lead institutions European Commission, EIB Group
Focus areas Gene therapies, mRNA, personalized medicine, AI solutions
Instruments Blended finance, guarantees, equity, debt
Private co-investment target €7B+ (70%)
Current status (Jan 2026) Announced but not yet deployed

Health Commissioner Olivér Várhelyi acknowledged that "under-investment is a major stumbling block for Europe's biotech companies." The EU Council has called for a life sciences investment fund, recognizing the funding gap versus US counterparts.

However, no financing has been deployed under the BioTechEU label as of January 2026, and notably, royalty financing structures remain absent from announced mechanisms.

Recent EIB Life Sciences Activity

EIB continues deploying through existing mechanisms:

Company Country Amount Date Focus
MaaT Pharma France €37.5M July 2025 Microbiome biotech
Angelini JV Italy €150M (€75M EIB) December 2024 7-10 biotech/medtech startups
Leyden Labs Netherlands €20M 2025 Pandemic preparedness

The EIB Group set a record €89 billion in financing signed in 2024, with targets of €95 billion for 2025 and €100 billion for 2026.

EIF Life Sciences Investment

The European Investment Fund invested €757 million in life sciences and health in 2023, part of €3.1 billion in innovation overall. However, this flows through traditional venture capital equity and guarantees — not royalty arrangements.

EIF Life Sciences Metric Value
2023 life sciences investment €757M
Cumulative life sciences VC ~€2 billion since 1997
Coverage of European life sciences VC Nearly 100% of major funds
Royalty fund commitments None

ELTIF 2.0 Adoption

ELTIF 2.0 adoption has been strong:

Metric Value
New ELTIFs in 2024 55 (more than double previous high)
Total authorized funds 159
Retail-accessible funds 84
Market volume ~€20 billion
Luxembourg domiciled 98 of 150
Dedicated life sciences royalty ELTIFs 0

The structure has been used primarily for private equity, infrastructure, and real estate. Despite ELTIF 2.0 explicitly citing intellectual property as eligible real assets (Article 11(1)(f)), no dedicated pharmaceutical royalty ELTIF has emerged.

European Institutional Investors: Cautious Approach to Royalty Strategies

European institutional investors demonstrate growing interest in royalty strategies but approach allocations cautiously, with most exposure flowing through US-managed vehicles rather than direct European fund launches.

Dutch Pension Giants

Dutch pension giants APG (€500+ billion) and PFZW (€248 billion) have not publicly disclosed commitments to dedicated pharmaceutical royalty funds, despite significant alternative asset allocations. Dutch funds tend to invest in listed securities including Royalty Pharma stock rather than private royalty funds.

APG's opportunity fund holds an eclectic mix including pharmaceutical royalties, music rights, and catastrophe bonds — demonstrating that some European institutions have found pathways to the asset class, though via broad mandates rather than dedicated royalty allocations.

Nordic Sovereign Wealth

Norges Bank Investment Management, managing the $1.9 trillion Government Pension Fund Global, does not invest in private equity per its mandate — precluding royalty fund participation entirely.

The Investment Thesis for European LPs

Attraction Description
Uncorrelated returns Low correlation to public markets
Predictable income From medically necessary approved drugs
Defensive characteristics Through economic cycles
Inflation protection Potential hedge
Liability matching Suitable for pension obligations

Barriers to European LP Participation

Barrier Impact
Solvency II capital charges 49-59% for royalties (Type 2) vs 0% government bonds
Consultant coverage Limited (Preqin <15 funds listed)
Track record requirements 3+ years minimum, no EU-managed funds qualify
Deal sourcing concentration US-based, requiring Boston/NY presence
Expertise gap Limited analyst/deal professional pool in Europe

Public Market Exposure

Royalty Pharma (NASDAQ: RPRX) provides an alternative pathway:

Metric Value
Institutional shareholders 928
Institutional ownership 70%
European holders Baillie Gifford & Co, Swedbank AB
Primary exposure route Passive index inclusion (BlackRock, Vanguard)

Conditions for Market Development

For pharmaceutical royalty investment to expand in Europe, several developments would be relevant:

Condition Current Status Required Development Pathway
Consultant coverage Limited Database inclusion, research Partners Group vehicle may catalyze
Track record No EU-managed funds 3+ year performance Partnership or recruitment
Deal sourcing US-concentrated Boston/NY presence Office establishment
Policy engagement No EIF mandate InvestEU review Advocacy, coalition
Regulatory treatment Solvency II Type 2 Clarification or carve-out Industry engagement
Institutional allocation Via US managers Direct EU fund launches Manager emergence
Talent pool Limited Analyst/deal professional development Training, recruitment
Legal expertise US-focused EU law firm capabilities Practice development

Timeline Scenarios

Scenario Probability Key Developments Timeframe
Continued US dominance 60% EU capital via US managers Status quo
Partners Group scaled success 25% EU manager establishes category 3-5 years
EIF pilot program 10% Development bank entry 5-7 years
EU royalty fund ecosystem 5% Multiple EU managers 7-10 years

Conclusion: Why No European Royalty Pharma — And What Would Need to Change

Pharmaceutical royalty financing developed in North America and has remained concentrated there for reasons that became clearer in 2024-2025. The Bayh-Dole Act created concentrated university royalty streams. Canadian tax structures enabled early fund formation. US biotech ecosystem growth provided deal flow. And critically, the infrastructure gaps identified in this analysis remain largely unaddressed.

The 2024-2025 Reality Check

The developments of 2024-2025 answer the question of what actually happened versus what policy frameworks proposed:

What Was Proposed What Actually Happened
UK 10% private markets by 2030 0.36% actual allocation
BioTechEU €10B mobilization Announced but not deployed
European royalty fund emergence Partners Group multi-sector only
ELTIF 2.0 for royalties 55 new ELTIFs, zero royalty-specific
EIF/EIB royalty mandate No movement

Key Statistics Summary

Metric Value
Global pharma royalty market $50B+
2020-2024 deployment $29.4B
European biotech deal participation 20%+ of global transactions
Top 3 firm market share ~71%
EIF total AUM €143.7B
EIF life sciences VC €2B cumulative
EIB life sciences debt €3.5B portfolio
BioTechEU target €10B (2026-2027) — not yet deployed
EIF royalty fund commitments None
UK Mansion House target vs. actual 10% vs 0.36%
Partners Group royalty strategy Launched May 2024
KKR/HCRx acquisition July 2025

The Fundamental Asymmetry Persists

The 2024-2025 period brought significant developments — but not in the direction of European fund management emergence:

  • KKR's acquisition of Healthcare Royalty Partners consolidated US market dominance with institutional scale
  • Partners Group's multi-sector platform represents the first major European manager entry, though its diversified approach differs from dedicated pharmaceutical royalty funds
  • European biotechs increasingly participate as royalty sellers (GENFIT €185M, BRAIN €129M, Heidelberg $115M, Nanobiotix $71M) — yet American managers provide the capital

European institutional capital is beginning to access the asset class through US-managed vehicles — HCRx Fund V exceeded 60% non-US LP participation. But the value creation and management fees flow to North American managers.

Three Developments to Watch

1. KKR-HCRx Integration creates a formidable competitor with insurance capital backing and expanded European presence — likely to increase deal competition and potentially compress returns. The combination may enable HCRx to pursue larger transactions that were previously out of reach.

2. BioTechEU Deployment in 2026-2027 could introduce European public capital into life sciences financing — though royalty structures remain notably absent from announced mechanisms. Whether the €10 billion target leads to royalty-adjacent innovation depends on policy design.

3. UK Pension Reform Execution will determine whether the Mansion House Accord's 10% target materializes or remains aspirational. The 2027 mid-point review and government's "reserve power" to mandate allocations represent potential catalysts.

What Would Need to Change

For a European Royalty Pharma to emerge, the following conditions would need to align:

Condition Current Status Required Development
Consultant coverage Limited Database inclusion, research coverage
Track record No EU-managed funds 3+ year performance record
Deal sourcing US-concentrated Boston/NY presence
Policy engagement No EIF mandate InvestEU review or next MFF
Regulatory treatment Solvency II Type 2 (49-59%) Clarification or carve-out
Talent pool Limited Analyst/deal professional development
Legal expertise US-focused EU law firm capability building

The EIF and EIB have demonstrated capacity to develop new asset classes including social impact bonds, infrastructure debt, secondaries, and defence technology funds. The precedent exists. Whether similar approaches could apply to pharmaceutical royalty financing would depend on reframing royalty investment as supporting European biotech competitiveness rather than simply financing, and securing mandate alignment under InvestEU or the next Multi-annual Financial Framework.

Timeline Scenarios

Scenario Probability Key Developments Timeframe
Continued US dominance 65% EU capital via US managers, no EU fund emergence Status quo
Partners Group scaled success 20% EU manager establishes multi-sector category 3-5 years
EIF pilot program 10% Development bank entry via Defence Equity Facility model 5-7 years
EU royalty fund ecosystem 5% Multiple EU managers, dedicated pharma focus 7-10 years

The probability of continued US dominance increased from 60% to 65% based on 2024-2025 developments — KKR's consolidation move and the lack of European policy execution make the status quo more entrenched.

European fund structures — Luxembourg AIFs, ELTIFs, Irish vehicles — provide legal frameworks that could accommodate royalty investment strategies. The question is whether sufficient demand, expertise, and deal access would develop to support dedicated European royalty funds. The most likely near-term pathway remains European capital flowing to US managers, with Partners Group's multi-sector platform as the primary European-based entry point into the asset class — but not the dedicated pharmaceutical royalty fund that would constitute a "European Royalty Pharma."

Disclaimer: The author is not a lawyer or financial adviser. This article is for informational purposes only and does not constitute investment advice, legal advice, or a recommendation to buy or sell any securities. Readers should consult qualified professionals before making investment decisions.